You can't reply to all messages on your phone, some of them are fake, and you must take note of this.
Never release your ATM code for anybody, through text messages or through calling, this is a new method of fraud in Nigeria. And also if you notice any message that goes like this: "Congratulations you have just won 30m naira just now, please call Mr. David for confirmation of your award so that they can send it to your bank account", please block or delete the number immediately.
You should also note this, never pick the call or speak to strangers on the phone, because many of them are fraudsters and kidnappers, don't fall in the victim. Many of them are using charms to speak with people on the phone.
Lastly, if anyone texts you a message that should come and meet me in one hotel that there one thing or others, please send the call immediately or report him to the nearest police station around you.
You must be wise this time around, many people are looking for money in the wrong way, never trust anyone, only trust yourself.
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